Retirement Plan Land Liquidation

In the Cyprus "crisis", they grabbed partial bank accounts from people, not their land.
It would be a good thing to own some small town land.

In the Poland "crisis", they took private pension funds from people, not their land.
It would be a good thing to own some small town land.

Own Something REAL

...Because they can’t print any more land!

Zero Down OK
No qualifying, No credit check

Good Usable So Cal Land Can be Yours
If You Want Your Own Special Terms Let Me Know!
Free Aerial Photos, Maps and Details


29 Palms: On Mesquite Avenue well located in the heart of downtown, post office is across the street. the second lot south of the house at 6330 Mesquite Avenue. It is 60' x 120', behind the house at 6349 Palo Verde Avenue. The Zip Code is 92277 and the Thomas Guide is 4892 E5. The property in a developed part of 29 Palms, but there is still ample open space for that "small town" look and feel. Only $8,950, with $0 down, $186 per month. Click here.

 Yucca Valley: Here is a big 134 feet of frontage on Balsa Ave, with a depth of more than 197 feet. 20,647 sq ft, a HUGE residential lot, more than 0.47 acres, between the two houses at 3872 and 3906 Balsa Ave. Quality property for use now or future appreciation. In the beautiful Yucca Glen area, with a Yucca Valley zip code. The Zip Code is 92284, and the Thomas Guide is 4888 B1. Only $12,900, financing up to six years if you want it, $0 down, $233 per month, less with a down payment. Click here.

Barstow: This parcel is located between the houses at 602 E. White St and 616 East White St, in town. There is a lot of multi-family development in the area, you might be able to put more than one unit on this big parcel.   Ask for the maps and the aerial photo, for the "lay of the land". It has 75 feet of frontage on White Street, and is 140   feet deep. This lot is in a well-developed area near downtown. Small town life awaits, walk to the commercial area.The   Zip Code is 92311, and the Thomas Guide is 3679 H2. Only $14,900, $268 per month. Click here.

Joshua Tree: If you like Joshua Tree but you want something even more rural,try this 2.41 acre parcel of north of Aberdeen Drive and west of Border Avenue, in the Joshua Tree area. There are a few nearby neighbors, but not many, out in this area. More than 104,970 square feet, across the street and one parcel south of 2575 Manana Avenue. More than 345' frontage on Manana, more than 302' deep. This is a scenic area outside of the main part of Joshua Tree with panoramic views in all directions. Zip Code 92252, Thomas Guide 4819 B4. Or even MORE rural, a 2.23 acre parcel at the northwest corner of Arizona Ave at Broad Way, at TG 4889 H2. Either one, only $8,900, $161 per month! Click here.

Johnson Valley: This five acres of nice usable land is adjacent to the west of the house at 49076 Ocotillo Road. Johnson Valley is a hidden gem of an area along Highway 247 between Yucca Valley and Lucerne Valley. The Thomas Guide page is 4484/4575 E6. The Zip code is 92285. The land parcels out here are all fairly large, so you will have ample “elbow room”, privacy and views to the horizon. There are scattered houses throughout this area. Valued at $9.950, terms to suit, ask for the map and aerial photo, and let's talk. Click here.


Daggett, east of Barstow: 1.91 acres in the southwestern part of Daggett area, south side of Highway 40 along Pendleton Rd, is south of historic "Get Your Kicks on Route 66". Directions on request, also an aerial photo. On the other side of the neighbors sits the USMC Supply Center Firing Range. On the north side of Route 66 is the USMC Depot of Supplies, Yermo Annex. East of Barstow but you might as well be in another county, truly a rural location. Some additional neighbors north of Highway 40 along Cady Road, but this property is fairly described as "secluded". A rarity these days, good access but space to be left alone by yourself!Only $9,950, $207 per month. Click here.

29 Palms: Two adjacent lots at the SE corner of Old Dale and Tamarisk. Each lot is 129 feet deep. Corner lot has 65’ frontage on Old Dale, second lot has 64’ of frontage. Located north of the house at 6733 Tamarisk. Zip Code 92277, Thomas Guide 4892 E6. Well located, nice views, developed area, flat and clean land. Build now, or hold for the future. Only $8,450 each, even with $0 down only $176 monthly per lot, take one or both. Click here.

Joshua Tree: About 0.45 acre (19,800 square feet), adjacent to the east of the house at 63453 Walpi Drive. With 105 feet of frontage on Walpi this is about twice the size of a typical city lot, for the same price. Good clean flat land, clean neighborhood with big lots. The Zip Code is 92252, and the Thomas Guide is 4889 F3. Desirable in many ways as the high desert continues to grow. Only $10,900, even with no money down only $197 monthly. Click here.


29 Palms: This 70' x 123' lot is surrounded by multi-unit housing, in a desirable part of 29 Palms, near the corner of Yucca Ave and Joshua Dr. The duplex next door to the north is 6361 Yucca Avenue. The lot is adjacent to the south of that duplex. If you find any other duplex land available for zero down you are a better sleuth than I am. Ask the Realtors for their "nothing down" properties <smile>. They don't have any. Build your own duplex, live in one unit and have your tenant help you pay for your own home? Or rent both units and have two tenants pay for your retirement future. Now reduced to only $11,900, terms to suit. Ask for the map and aerial photo, own this land! Click here.

29 Palms: At the southwest corner of South Slope Drive & Ocotillo Avenue, adjacent to the north of 6010 Ocotillo, in the heart 29 Palms. This lot is 9,275 square feet, with 123+ feet of frontage on South Slope and 75+ feet of frontage on Ocotillo. The zoning is R-2. There are many duplexes here, I can send a map that shows their locations and addresses. The area is well located and has a bright future, expect development in the downtown area. The Zip Code is 92277, and the Thomas Guide is 4892 E4. Only $11,900, even with zero down only $215 per month. Click here.

Newberry Springs: Newberry Springs is a unique area of So Cal. There is a network of underground earthquake faults, some old and some REALLY old, that block the natural flow of ground water through the underground aquifers. That makes the ground water rise closer to the surface. That’s how the area was named, and that how the area has a water supply to support residences, ranches and agriculture. Your choice of two acreage parcels (a) 2.5 acres at Tioga and Mountain View for $9,950, only $207 per month [click here], and (b) 4.65 acres on Tonopah Street for $12,900, only $268 per month [click here], no money down, you can own a piece of this hidden gem of an area. Ask for the maps and details!


Landers: 2.5 acres  located on the north side of Stearman Rd, just west of the house at 58450 Stearman. To the west of the parcel are two houses at 1341 and 1323 Landers Lane. A friend of mine in the area tells me that, long ago, this parcel was a part of the landing field for what was once the Landers Airstrip. But don't worry, unless you build a small hut and start waving flashlights around, odds are that Amelia Earhart won't be dropping in any time soon. This is a nice property, in a desirable area. The Zip Code is 92285, and the Thomas Guide is 4748 B2. Own it for your pleasure now and for financial benefit later. Valued at $12,900, $233 per month or let's talk! Click here.

Lucerne Valley: One and a quarter acres on Fairlane Road, north of 36006 Sutter Road. Getting there is easy. Take Highway 247 to Visalia Ave, turn south. When you get to Sutter turn east. You will pass Chickasaw Trail, Santa Fe Trail, Blackhawk Trail, then you arrive at Fairlane Road. Turn north, go 330', and the parcel is on your left. 165' frontage on Fairlane Road by 330' deep, great area. The Zip Code is 92356, and the Thomas Guide is 4481 J5. Only $9,950, $207 per month and this desirable acreage is yours. Click here.

Lucerne Valley: Close to the Fairlane Road property shown above: here is a well-located 1.1 acre parcel ( roughly 165 feet frontage on Sutter Road, about 290+ feet deep, some 47.900+ square feet) in one of the better parts of Lucerne Valley, CA. The property is between the houses at 35833 Sutter Road and 35895 Sutter Road. The south-western portion of this property is crossed by a wash, and a corresponding easement, for flood control. You cannot build on the easement. But there is space on the north-eastern portion of this property for residential use. The Thomas Guide is 4481 H5, the Zip code is 92356. Only $9,950. Click here.

Joshua Tree: Three nearby residential lots in "The Avenidas" subdivision, one of the nicest areas in Joshua Tree. Each lot is 105' x 185', or 0.44+ acre. One is between the houses at 4571 and 4601 Avenida Espana Daga. Click here.  Another is across the street and three lots north, just north of the house at 4556 Avenida Espana Daga. The third is adjacent to the north of 4725 Avenida del Sol (click here), and has no neighbor on the other side. The houses and yards are well kept and the properties are desirable. Why not "the best" for your land investment? Take your choice, ask for the maps and see them all at the same time, then choose your favorite. Only $12,900 per lot, $233 per month per lot. 

Yucca Valley: Two adjacent lots between the houses at 6403 and 6435 El Dorado Avenue, each 60' frontage by 120' deep. The tract is "Paradise Valley". Yucca Valley is the most populous and developed of the nearby high desert communities although it is still definitely "small town life". Try the close by "Yokozuna" sushi restaurant! Take one or both. Only $10,500 per lot, $180 per month per lot. NO! REDUCED - NOW ONLY $9,500 EACH North of the Highway, south of Barron Drive, each lot is 60' x 120'.  "No money down" is just fine. Click here.

29 Palms: Two lots on Stardune Avenue in a nice residential area of town. Each lot has 50' frontage on Stardune and is over 139' deep. The first lot is adjacent to the south of the house at 6609 Stardune, and the second lot is adjacent to the south of the house at 72757 Stardune (at the corner of Juanita and Stardune). The Thomas Guide is 4892 C6, and the Zip Code is 92277. Take your choice of these two parcels. A quality piece of buildable land to call your own and zero down into the bargain? Priceless. $9,900, even with zero down the monthly amount can be as low as $179. Ask me for the maps and photos! TEN PERCENT discount if you DO take both! Click here.


Yucca Valley: A fine residential lot on Cholla Avenue, adjacent to the north of 7172 Cholla Avenue.  12,320 square feet, with 130' of frontage on Cholla Avenue. There are neighbors out here, their addresses are shown on the map I can send you. The area is desirable in many ways as the high desert continues to grow. At a value of $10,900, who wouldn’t want to own this lot? $221 monthly at 8% interest or $404  monthly with zero interest. Click here.

In the town of Argus, east of China Lake Naval Air Station, San Bernardino County, Thomas Guide 2144 H5. This is a 50 x 140 lot between the houses at 82459 and 82475 Second Street, between G Street and H Street. Many houses on this block and in the other blocks shown on the Assessor’s Map. Find it with Google Maps, the zip code is 93562. Argus is probably the small town land capital of the entire county. Relatively remote location. Ask for the link to the aerial photo or paper copies of the maps. Great starter property, only $2,995, terms to suit, let's talk. "Owner financed" is the way to own cheap but good land with no money down. Click here.

A gigantic 330’ x 330’ (108,900 sq ft or 2.5 acres) parcel, corner of Swayback Rd & American Ave in Hinkley, just west of Barstow. There are neighbors out here “in the country”. Blue jeans are the order of the day, watch out for the traffic jams, more than one tractor on the road at the same time. Cheap rural land, perfect for a getaway retreat. This parcel is as big as fifteen normal 60’x120’ city lots. It can be yours for less than the price of one. 1/4 mile west of 42650 and 42726 Hinkley Rd. TG 349 B6,  REDUCED now only $7,900, terms to suit. There is another 2.5 acre parcel in the same area, behind and one parcel north of 42770 Hinkley Rd. Ask for the map, see them both at the same time. Click here.

Hinkley: Here is a relatively undeveloped area but still close to civilization. This is a 50' x 150' lot on Park Avenue, a dirt road, for only $3,950. Two lots to the west, Lot 24 has been fenced. Start at the east edge of the fence, walk 50 feet east, and that's where your lot would start.  Within a quarter mile to the east there are houses on Mulberry Avenue and Flower Road. This is the kind of "collectible" raw land that will take care of itself indefinitely. The Zip Code is 92347, and the Thomas Guide is 3587 F5. Even with zero down it's only $99 per month. Click here.

60’ x 135’ lot on First Street West, adjacent to the north of 64922 Second Street South, in the Sunfair area of Joshua Tree. Click here. There is an air strip just to the southwest of this property, the "High Desert Airport". Joshua Tree is closer to Palm Springs than 29 Palms by a good 20 minutes. Great views, but close enough to Yucca Valley so that your shopping trips don't become expeditions. TG 4890 A3, REDUCED to $8,950. Another similar - but larger - lot, adjacent to the west of 64984 Walpi Drive, for $100 less. Ask for maps- see two lots at the same time.

 1.28 acres (70’  x 800’)  adjacent to the house at 61726 Hilltop Drive, Joshua Tree. REALLLLLY deep lot, 800 feet ls almost three football fields. Room for your garden, pool, jacuzzi, shuffleboard, barbecue, orchard, and more, you get the idea. Plenty of elbow room and a scenic vista into the bargain. Ask for the maps and a photo taken from the street corner. TG 4889 B5, $19,000, click here.

 Lot adjacent to the house at 6666 Datura Avenue, 29 Palms, TG 4892B6. Ready to build or simply hold for the future. Only $9,950, with zero down the monthly investment is only $208 per month. The local marine base is a source of economic stability for the city of 29 Palms and the surrounding area. 29 Palms is the last city of any size before the Colorado River, people who locate here desire the small town environment. Click here.

Lot adjacent to the house at 6587 Persia Avenue, 29 Palms, TG 4892H6. Ready to build or simply hold for the future. Only $9,950, with zero down the monthly investment is only $208 per month. Flat, clean, you have plenty of open space and just the right number of neighbors.  "Land for sale by owner" offers the most flexible financing of all, owner financing. Take advantage of it! $207 per month, click here. 

 Lot on Ocotillo Ave across from house at 73775 Sunnyvale, 29 Palms. Nice area near Adobe, the road to the main entrance of the Marine base a couple of miles to the north. Close to the heart of town but still has that desirable small-town feel.  TG 4892E4. $9,950 $207 per month, click here. 

 Lot between 7364 and 7404 Bedouin Ave, 29 Palms. If you are looking for the essential "bedroom community" for investment or for future relocation, take a look at this property. You can check with the local realtors if you want, their lots are priced higher than this one, are no better in terms of location, AND they want all cash, this one is available for zero down. Own land that has a future! TG 4962 J1, $9,950, $207 per month (OFFER PENDING)

Lot adjacent to 7430 Maude Adams Ave, 29 Palms, "White picket fence" bedroom communities are always in demand. You owe it to yourself to be ready to profit from future residential demand in this area. Buy land you can eventually use, usable vacant land is always at a premium. Great mountain views and plenty of open space to watch the sunsets. TG 4962 H1, $9,950, click here.


Unique football-field-sized, 1.03 acre (300’ x 150’) city lot at the northwest corner of Sunset Dr. and Araby Avenue, 29 Palms. How many people do you know who own a lot as big as a football field? The best desert land for sale you will find anywhere. What kind of house and grounds could you enjoy on a one-acre lot inside the city? Imagine the possibilities, own this property! TG 4962 H1, $19,500, click here.

Lot on south side of Sunset Drive between Persia and Sherman Hoyt, 29 Palms, Another bedroom community lot for sale with no money down. ANYONE can afford "zero down"! Careful when you walk on the desert land out here, don't step on the occasional desert tortoise or startle the jackrabbits. They have enough to worry about from the occasional coyotes. TG 4962 H1, $9,950, $207 per month, click here.

Landers: This 1.25-acre parcel has 330 feet of frontage on Wassail Rd, and 165 feet of frontage on Phillips Rd, also known as Outpost Road. It is on the southwest corner of Wassail and Phillips. There are nearby homes. The Zip Code is 92285, and the Thomas Guide is 4749 A4. The property in a developed part of Landers, but there is still ample open space for that "out in the country" look and feel. This would be a perfect place for a get-away retreat. Land out here will be a stable investment for your future. Only $8,950, even with no money down only $186 monthly. Click here.

Landers:  Here are 4.5 acres, with 660 feet of frontage on paved Belfield Blvd, and about 297 feet of frontage on Stupin Road, which is shown as Lone Tree Road on the Thomas Map. It is on the northwest corner of the intersection of Belfield and Stupin. The Zip Code is 92285, and the Thomas Guide is 4747 J2. The property in a developed part of Landers, there is a ball field across Belfield to the east, and another neighbor across Stupin to the south. Here is 192,020 square feet of ready-to-use property for under nine and a half cents per square foot. With 4.5 acres you could truly "spread out" and enjoy owning quality land on terms that are not available anywhere else. Only $18,000, even with no money down only $374 monthly. Click here.




For a searchable data base of these, and other, Zero Down properties, go to:

... and click "Categories", then click "Southern California Vacant Land", choose "Advanced Search", and enter your
target price range, "$2000 to $6000" or whatever you like. It will show you all the properties in that price range. Then click "Lowest Price" and it will put them in price order.


Thanks for reading this far, that means you are seriously interested. As more people see this, they will realize it is an opportunity for anyone to own good quality land. Please help me make this offer better known by sending an email to people you know, telling them about this web site ( - if any of them decide to own a parcel, I will send you a referral finder fee of $250


The parcels are all available for no money down. However, making a down payment as an initial investment will result in a lower monthly investment amount. In addition, with a down payment, you get a discount. If you prefer to make a down payment:

with $  500 down your interest rate is discounted by 1%

with $1,000 down you get a 3% (three percent) discount on the principal amount

with $2,000 down you get a 6% (six percent) discount on the principal amount

with 50% down you get an 8% (eight percent) discount on the principal amount


Any comments or suggestions you might have about this web site are welcome. If you don't see what you are looking for, or if you want to discuss special terms, please call or email me about it. You will find me easy to work with.

or call Mike at 818-240-7391



   1. There is a limited supply: No more is being made (except perhaps via volcanic lava flow in Hawaii!)

   2. It cannot burn down, receive graffiti, there are no renter problems,
little if any maintenance, low taxes. As they say, "No Tenants, No Toilets, No Termites".

   3. It can be
shown on your financial statement, any payments you are making will not show on your credit report or count against you for any loan application.

   4. Land is the perfect inflation hedge, your equity builds quickly, the increase in value over time is not a taxable event.

   5. Most people do not
own real estate, especially So Calif real estate.

   6. It can be sold upon your retirement, it can't be raided, confiscated by the government, or misinvested like corporate retirement plans.

   7. It
reduces your future dependence on Social Security.

   8. Humans have a primal urge to control territory, land is
always in demand.

   9. Land represents a start toward financial independence.

  10. Each piece of land is unique, and has only one owner.

  11. Land will make you feel and actually be more
Your not-so-friendly bank can't unilaterally decide to take a percentage of it due to a "crisis". There is no income tax event until you sell it. And well selected land will build equity somewhat faster than 0.10% annually.

  12. Whether you own one land parcel or many, long term economic forces (population growth, need for more housing, inflation, and the natural desire of each person to improve their own financial position) will be working in your favor

  13. People who own real estate have more
confidence than people who don't own real estate. Land is today's "money in the bank", a phrase that no longer means what it once meant.

  14. Years from now most people will have spent $200-$300 a month or more for entertainment and have nothing to show for it, but if you invest in land now you'll have a piece of property free and clear.

  15. Own real estate. It will empower and build on your past, make progress for the present, and provide hope for the future.

What will the monthly investment be?

For each $1,000 financed, the monthly investment will be:

At 7% for 4 years: $23.95
At 8% for 5 years: $20.28
At 9% for 6 years: $18.03

(With a $500 down payment or more, the interest rate would be reduced 1%)

So if the amount financed is, for example, $9,000 at 8% for 5 years, the monthly investment would be nine (since $9,000 is financed) times $20.28, or $182.52.
If you "double up" in any month, there will be zero interest for that month. Your entire monthly investment will go to principal reduction. Also, if you want your own individualized financing plan, just tell me about it, I will probably say "OK".

It’s true this vacant land for sale by owner (abbreviated "fsbo") is low priced. But don’t think of it as cheap land. It’s usable land to buy  now to help secure your future. It’s different than the “land for cheap” offered by others that is “out in the middle of nowhere”. You are dealing with an individual fsbo, not some land sale company. You could do an MLS online search to find an MLS listing. You could look on Craigslist, EBay, ECrater, or Backpage. You will find their land prices are higher, the transaction costs are higher, and they won't accept "no money down".

Don't risk bidding at land auctions where you have no idea who you are bidding against, or even if there really is someone else bidding. Here, what you see is what you get. You don't want to "buy cheap land", you want to buy good land cheap! Ask me for the aerial photo link, and for maps, to any of these parcels and see that you CAN own land, usable land, that will hold its value and appreciate over time.

   Feel free to write or call any time, I would be glad to hear from you.

or call Mike at 818-240-7391


I get this question a lot. How many square feet are there in one acre of land? The answer is 43,560 square feet. The "action" part of a college or pro football field is about an acre. (Makes a person appreciate all the more how much land you actually get with a 2.5- or 5-acre parcel!) The following rectangular parcels would all contain one acre of land:

660 feet long by 66 feet wide; or
330 feet long by 132 feet wide; or
264 feet long by 165 feet wide: or
a square parcel with 208.71 feet on each side

Feel free to email me if you have area-related questions regarding acres or square feet.


I hesitate to make a list  Of all the bargain land I've missed.
Good parcels that were in my grip-  I watched them through my fingers slip:
The acreage that I should have bought  Was lost because I over thought...
And while I thought things over twice  Another grabbed it at the price.

It seems I always hesitate,  Then make up my mind much too late.
A very cautious one am I  And that is why I never buy...
A corner here, two acres there,  Compounding values year by year,
I chose to think and as I thought,  They bought the land I should have bought.

The golden chances I had then  Are lost and will not come again.
Today I cannot be enticed  For everything's so overpriced.
The lots of yesteryear are dead:  The market's soft-and so's my head.

Last night I had a fearful dream  I know I wakened with a scream:
Some men approached me in my bed-  For trinkets on the barrel head
(In dollar bills worth twenty-four  And nothing less and nothing more)
They'd sell Manhattan Isle to me,  The most I'd go was twenty-three
Those men scowled: "Not on a bet!"  And sold to Peter Minuit.

At times a tear drop drowns my eye  For deals I had but did not buy:
And now life's saddest words I pen ... "If only I'd invested then!"

Farm and Land Realtor Magazine
October 1917

If You Want It, Get It

Real estate is not quite a commodity.

By that I mean you can’t go to the store and get another one any time you want. Each piece of property is unique. It can be available for weeks or months, and then one day it is gone.

During the time it is available, and remains available, it’s human nature to think it will always be available. Then one day, someone buys it, and suddenly it is no longer available.

Like the country musician Roy Clark might have said, you can’t do it again. You might get something similar, but once it has been sold, for all practical purposes it is gone.

If you see it, and if you want it, you should get it.

While you still can.

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